Give Yourself a Fresh Start

     File for Chapter 7 bankruptcy in Cincinnati, OH

    Debt can creep up on anyone. No matter how you got yourself into debt-you deserve the opportunity to find relief. Filing for bankruptcy can have a negative connotation, but it can be your best option to finally live a life without financial burden. Contact the Law Office Of Arthur M. Richard III in Cincinnati, OH to discuss your Chapter 7 bankruptcy options. End harassing creditor calls, stop wage garnishments, reduce car payments and eliminate debt by filing for Chapter 7 bankruptcy relief. Don't delay-call attorney Richard at 513-651-4357 to get started.

     Dispel some myths about Chapter 7 bankruptcy

    There is a lot of misinformation and confusion surrounding the process of filing for bankruptcy. It's attorney Richard's duty to dispel these myths and help you navigate bankruptcy law. The most common myths about Chapter 7 bankruptcy include:
    • You have to give up everything-depending on your circumstances, the court will typically make exemptions for some day-to-day necessities.
    • It's better to pay off your debts-bankruptcy will affect your credit score temporarily, but it will also allow you to start a new chapter in your life without debt.
    • Bankruptcy will ruin you financially-you will face some financial limitations at first, but you will be able to restore your credit and get back on track over time.
    Depending on your financial situation, Chapter 7 bankruptcy can be a blessing. Eliminate unsecured debts from medical bills, credit cards, personal loans and cash advance loans.

    How does Chapter 7 bankruptcy work in Cincinnati, OH?

    You might feel intimidated by the filing process for Chapter 7 bankruptcy in Cincinnati, OH. You don't need to when you have a skilled bankruptcy attorney from the Law Office Of Arthur M. Richard III on your side. Attorney Richard will guide you through every step of the filing process. You'll get the information you need on reaffirmation agreements, bankruptcy trustees and necessary documents.

    Navigate the steps to discharge

    Are you ready to file for Chapter 7 bankruptcy? First, you'll want to analyze your debt and determine your property exemptions. Some debts - like child support and many student loan debts - aren't dischargeable. Next, you'll have to pass a means test to make sure that you're eligible for bankruptcy. Once you've been determined eligible for filing bankruptcy, you'll need to fill out extensive forms and take a credit counseling course. Finally, you'll file the necessary forms and submit documents to your bankruptcy trustee. Attorney Richard will make sure that you take all of the necessary steps. He'll provide sound advice and unwavering support from start to finish.